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A dad's response to his 6 year old son's request for some money needed to buy a new toy has gone viral this week. 

The six year old was hoping to get an advance on his pocket money to put towards his new toy, but instead received a notice of his unsuccessful application from the 'Bank of Dad'.

The letter mentioned that the matter could be disputed with the 'Complaints Department' (aka Mom).  

We're always in support of teaching kids the value of money and we thought this dad's response was brilliant, but we wonder if six years old isn't just a little too young. 

The letter reads: 

"We regret to inform you at this time that we are unable to provide a loan in the amount requested of $20.00. 
After receiving your account, we have find [sic] you have insufficient funds, and a history of not doing your chores.
Furthermore, over $80.00 has been spent on discretionary entertainment expenses since Christmas. This is an unsustainable amount of expenditure, and we cannot further compound the problem by financially assisting with occurring further debt at this point.    
If you would like to refute this decision you can contact out complaint department at 1-314-[telephone]. Our dispute manager at this number may be able to persuade us to reverse our decision. 
Thank you for choosing DAD Savings and Loan, we appreciate the chance to serve your financial needs. 

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